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Our Services

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Building & Commercial Property Coverage:

Safeguard your business location, equipment, and valuable assets with Building / Commercial Property Coverage from Gregg Stapp Insurance. This essential form of commercial insurance helps protects your building and business property from covered losses such as fire, theft, vandalism, and certain weather-related damage. Whether you own the space you operate in or hold property as an investment, the right coverage can help you recover faster after an unexpected event.

What Commercial Property Insurance Can Help Cover

Depending on your policy, coverage may apply to:

  • Buildings and structures (owner-occupied or leased, where applicable)

  • Business personal property (furniture, equipment, tools, inventory, fixtures)

  • Theft and vandalism

  • Fire and smoke damage

  • Certain storm and weather-related losses (vary by location and policy terms)

  • Optional add-ons like business income/interruption coverage (where available)

Coverage for Owner-Occupied and Investment Properties

Whether you need insurance for:

  • an owner-occupied commercial building, or

  • a commercial investment property you lease to tenants,

    Gregg Stapp Insurance can help tailor coverage limits and endorsements to align with your property type, usage, and risk profile.

Get a Commercial Property Insurance Quote

If you’re looking to protect your building and business assets with dependable commercial property coverage, Gregg Stapp Insurance is here to help.

Request a Commercial Property Insurance quote today and we’ll help you build a policy that fits your business, your property, and your budget.

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Business Owner Policy (BOP) Insurance

Simplify your coverage and protect your business with a Business Owner Policy (BOP) from Gregg Stapp Insurance. A BOP combines essential protections, most commonly General Liability Insurance and commercial property coverage, into one convenient policy. For many small to mid-sized businesses, it’s a smart way to secure broad business insurance at a more efficient price than purchasing separate policies.

Whether you operate from an office, retail location, or professional workspace, a BOP insurance policy can help protect your business from common risks like customer injuries, property damage, and unexpected losses that disrupt operations.

What a Business Owner Policy Typically Includes

A BOP generally bundles:
 

  • General Liability Coverage
    Helps protect against third-party claims such as bodily injury, property damage, and certain advertising injury claims.
     

  • Commercial Property Coverage
    Helps cover damage to business property like buildings (if owned), equipment, inventory, and furniture due to covered events.

    Many BOPs can also be tailored with additional protections depending on your business needs.

Why Choose a BOP with Gregg Stapp Insurance?
  • At Gregg Stapp Insurance, we help you evaluate whether a Business Owner Policy is the right fit based on your industry, location, property exposure, and contract requirements. We compare options from trusted carriers to help you get the right limits, reduce gaps in coverage, and keep premiums competitive.

Who Is a BOP Best For?

A Business Owners Policy is often ideal for:
 

  • retail stores and boutiques

  • offices and professional services

  • contractors and service-based businesses

  • small warehouses or light commercial operations

  • growing businesses needing cost-effective coverage

    If you’re looking for a practical bundle that provides solid protection without unnecessary complexity, a BOP may be the right option.

Get a Business Owner Policy Quote

If you want broad coverage at an efficient price, Gregg Stapp Insurance can help you secure a Business Owner Policy (BOP) tailored to your business.

Request a BOP insurance quote today and let Gregg Stapp Insurance help protect your operations, property, and reputation.

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General Liability Insurance:

Protect your business from everyday risks with General Liability Insurance from Gregg Stapp Insurance. General liability coverage helps safeguard your company against common third-party claims, including bodily injury, property damage, and advertising injury, that can arise during normal operations. Whether you run a small business, manage a growing team, or work directly with the public, this essential business insurance can help cover costly legal fees, settlements, and medical expenses.
 

Many landlords, vendors, and contract partners also require proof of general liability coverage before doing business, making it one of the most important policies to have in place.

What General Liability Insurance Can Help Cover
  • Bodily injury claims (e.g., a customer slips and falls at your location)

  • Property damage claims (e.g., accidental damage to a client’s property)

  • Advertising injury (e.g., claims related to libel, slander, or copyright issues in advertising)

  • Legal defense costs and certain settlements/judgments (as covered by your policy)

Why Businesses Choose Gregg Stapp Insurance

At Gregg Stapp Insurance, we help you choose a general liability policy that matches your industry, operations, and budget. Our team compares coverage options from reputable carriers to find the right balance of protection and affordability—so you can meet requirements and stay focused on running your business.

Who Needs General Liability Coverage?

General liability insurance is a smart fit for most businesses, especially those that:

  • work on client sites or job locations

  • welcome customers or visitors to a premises

  • sign contracts, leases, or vendor agreements

  • market services or products publicly

Get a General Liability Insurance Quote

Whether you’re starting a new venture or reviewing your current coverage, Gregg Stapp Insurance can help you secure affordable General Liability Insurance designed to protect what you’ve built.

Request a General Liability Insurance quote today and get the peace of mind your business deserves.

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Lessor’s Risk Insurance:

Protect your commercial property and limit landlord-related exposure with Lessor’s Risk Insurance from Gregg Stapp Insurance. If you own a commercial building and lease it to tenants, lessor’s risk coverage helps safeguard your investment by providing property protection and helping reduce liability risk tied to ownership and premises-related incidents.
 

Whether your property is an office, retail space, warehouse, or mixed-use building, Gregg Stapp Insurance can help you structure a landlord insurance policy for commercial property that aligns with your building type, tenant occupancy, and lease requirements.

What Lessor’s Risk Insurance Can Help Cover

Depending on the policy and endorsements selected, lessor’s risk insurance may help cover:

  • Building/structure coverage for covered losses such as fire, theft, vandalism, and certain weather-related damage

  • Premises liability protection for certain third-party claims (e.g., bodily injury or property damage occurring on the property)

  • Loss of rents / rental income coverage options (when available and selected)

  • Legal defense costs related to covered liability claims

Tailored Coverage for Your Property and Lease Structure

At Gregg Stapp Insurance, we tailor your lessor’s risk coverage based on key factors like:
 

  • building construction and age

  • occupancy type and tenant operations

  • lease structure and insurance requirements in the contract

  • desired limits, deductibles, and optional coverages

    This ensures your commercial landlord insurance matches your real exposure—without paying for coverage you don’t need.

Why Choose Gregg Stapp Insurance?
  • Access to multiple carriers for competitive lessor’s risk quotes

  • Expertise in aligning coverage with tenant lease requirements

  • Guidance on coverage gaps landlords commonly miss

  • Clear recommendations to protect your property, income, and liability position

Get a Lessor’s Risk Insurance Quote

If you’re leasing commercial space and want to protect your building, reduce liability exposure, and meet lender or lease requirements, Gregg Stapp Insurance is ready to help.

Request a Lessor’s Risk Insurance quote today and let Gregg Stapp Insurance protect your commercial property investment with the right coverage.

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Workers’ Compensation Insurance:

Protect your employees and safeguard your business with Workers’ Compensation Insurance from Gregg Stapp Insurance. If an employee is injured or becomes ill due to workplace conditions, workers’ comp coverage can help pay for medical expenses, lost wages, rehabilitation, and related claim costs, while helping your company stay compliant with state requirements.

At Gregg Stapp Insurance, we make it simple to find the right workers’ comp policy for your industry, payroll size, and risk level. We compare options from trusted carriers to help you secure competitive rates, minimize surprises at audit time, and keep your operations protected.

What Workers’ Compensation Insurance Can Cover
  • Medical bills for work-related injuries and illnesses

  • Lost wages and disability benefits

  • Rehabilitation and recovery support

  • Employer liability protection for certain workplace injury-related claims

  • Compliance support to help meet your state’s workers’ comp requirements

Why Choose Gregg Stapp Insurance?
  • Tailored coverage based on your business type and workforce

  • Access to multiple insurance carriers to help control costs

  • Guidance to reduce claim risk with workplace safety best practices

  • Support with classifications, payroll estimates, and renewal planning

Get a Workers’ Comp Quote

Whether you’re hiring your first employee or reviewing an existing policy, Gregg Stapp Insurance can help you find affordable Workers’ Compensation coverage that fits your needs, without overpaying.

Request a Workers’ Compensation Insurance quote today and let Gregg Stapp Insurance help protect your team and your business.

BENEFITS

Strength that speaks for itself

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TESTIMONIALS

What our clients are saying

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